What to Do First

  • Your first order of business is damage control! Go to the Letters page. You will find a partial list of the letters in the kit.

  • Copy the first letter. Fill in the information and send a copy to all credit reporting agencies (CRA’s). Get the list of the three credit reporting agencies and make sure you call and write them!

  • Ask each of the big three credit bureaus (CRA’s) for a copy of your credit report and go over it very closely.

  • Order the complete kit so you have all the tools and knowledge you need. This will be a battle, but you don’t need to fight it alone! Together we’ll take you from Victim To Victor!!
  • Contact all credit grantors: department stores, utility companies, credit-card issuers, etc. with whom you believe your name may have been used fraudulently. Again, contact them by phone and by letter.(See Letter Page; Letter 2-A in Identity-Theft Kit)
  • Carefully monitor your mail and credit-card bills for evidence of new fraudulent activity.
  • Start a log of all your contacts with authorities and financial institutions, including those you've already contacted in Steps 1-4. (A sample log is included when you Order the complete kit)
  • Report the incident to the police or sheriff in the area where the crime was committed.
  • DON’T BE INTIMIDATED! You are not alone. Not only are there plenty of fellow victims (about 500,000 per year!) but you can fight back without an expensive lawyer!

2005 Porpoise Press, Inc.