View a Printable version of the Sample Credit Letter, HERE.

Sample Credit Letter



(Note: Fees are different in each state — call the phone numbers below for correct information. The phone numbers and addresses for these companies change often ñ please check each companyís website for their current information.)

Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
Order Report# (800) 685-1111
Fraud # (888) 766-0008 
EXPERIAN (formerly TRW)
P.O. Box 2104 
Allen, TX 75013-2104
Order Report# (888) 524-3606 or 
Fraud # (888) 397-3742
TransUnion LLC 
Consumer Disclosure Center 
P.O. Box 1000 
Chester, PA 19022
Order Report# (800) 888-4213 
Fraud # (800) 888-4213 

Re: First, Last, Middle Name:
Social Security No:
Date of Birth:
Spouse Name:
Social Security No:
Date of Birth:

Dear Gentleperson:

In accordance with the Fair Credit Reporting Act and protection of my credit information, I respectfully request that you do the following immediately:

  1. Provide me with my current credit report. (Enclosed is $_____.)

  2. Please add a consumer alert to my credit file: "Do not issue credit without calling me first at this phone number _______." (This will prevent you from getting instant credit — but it is a deterrent for imposters!)

  3. Remove my name from any and all marketing mailing lists and promotions to any entity.
    (You may call 888-5OPTOUT for all three agencies to request opt out as well.)

  4. Do not change my mailing address or phone number without verification from me in writing.
    My current address is:
    My former address is:
    My current phone number at my office is:
    My current phone number at my home is:
    Enclosed is a current utility bill to confirm.

  5. Do not provide my credit report to anyone without my prior permission by phone, fax, or in writing. Please provide me whatever information is necessary to set up a secret password that I may use for telephonic communications.

If I do not hear from you otherwise in writing within ten (10) business days of receipt of this letter, I will assume that you unconditionally agree to all of the above.

Thank you for your prompt attention to this matter.

Yours truly

© 2005 Porpoise Press, Inc.